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Medicare Products, Long Term Care, Final Expense, Life, Dental & Annuities

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Medicare Advantage, Prescription Drug Plans, Medicare Supplement Insurance, or other insurance plans.
Other Products

In addition to Medicare Products and Long Term Care Insurance, we are committed to a fully balanced portfolio of products.

Term Life Insurance

The best use for Term Life Insurance is to protect your home and growing family. Term policies can provide a large amount of benefit for the least premium.

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Whole Life

Whole life insurance is a good choice for you if you want to ensure that you have a life insurance policy in place for your entire lifetime and can comfortably afford the premiums, or if it fits within the framework of your estate or retirement plan.

Whole life insurance is generally used when the need for life insurance is lifelong, or permanent. In addition it has a built-in savings element since you will pay premiums and hence build up a cash value within the policy. Additionally, whole life insurance may be used as a part of your estate planning.

Premiums for whole life insurance can be much higher than premiums you would pay initially for the same amount of term insurance, but they are smaller than the premiums you would eventually pay if you were to keep renewing a term insurance policy until your later years.
Universal Life

Since a universal life policy is an investment vehicle along with a life insurance policy, people who feel they need life insurance into their 70's would benefit from a universal life policy.

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Individual Health Insurance

Individual health insurance is coverage that a person buys independently. It can be sold to a single individual, to a parent and dependent children, or to a family.

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Group Health Benefits

Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company.

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Dental Insurance

If you anticipate that your dental treatments will cost more than $500 per year, it might make sense for you to consider buying a policy or participating in a dental plan at work.

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Fixed Annuities

An annuity is a contract between you and an insurance company that is designed to meet retirement and other long-range goals, under which you make a lump-sum payment or series of payments.

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Worksite Products

Worksite Insurance Plans are made available on a group and individual platform basis...

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Discount Products

Worksite Insurance Plans are made available on a group and individual platform basis...

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The Companies We Keep:

  • Aetna
  • American General
  • Blue Cross Blue Shield of Texas
  • Columbus Life
  • Genworth
  • Humana
  • LifeSecure
  • Lincoln National
  • Mutual of Omaha
  • North American Life
  • United Healthcare